Luxury skyline

Residential & Commercial Lending, Refined.

At MSA, we empower residential, commercial, and private clients with lending structures designed for long-term success and financial clarity. From homeowners to developers, we offer access to competitive funding through deep expertise and personal service.

$30M+ Funded
Australia-Wide
Residential & Commercial Clients
Tailored Lending Solutions

Core Lending Services

MSA offers a complete suite of finance solutions for strategic borrowers seeking more than just standard lending.

Residential Lending
Premium home loans and investment property finance for discerning borrowers.
  • Owner-Occupiers Home Loans
  • Investment Property Finance
  • First home buyer solutions
  • Portfolio Restructuring & Refinance
  • High-Value Property Loans
Commercial Lending
Strategic finance for development projects and corporate borrowing needs.
  • Development finance
  • Asset-backed lending
  • Corporate debt advisory
  • Bridging & mezzanine funding
Private Lending
Flexible lending solutions for unique needs and time-sensitive opportunities.
  • Flexible lending for unique needs
  • Fast settlements for time-critical deals
  • Non-bank and high-LVR structures
  • Funding for trusts, companies, SMSFs

Debt Advisory & Private Credit

Advanced financial solutions for complex lending requirements and strategic opportunities.

Debt Advisory
Strategic restructuring and portfolio optimisation for sophisticated borrowers.
  • Loan Restructuring & Exit Strategy
  • Debt Consolidation
  • Equity Release & Refinancing
  • Capital Structure Optimisation
  • Portfolio Review & Analysis
Private Credit
Fast, flexible funding solutions when traditional lending isn't suitable.
  • Mezzanine and residual stock lending
  • Short-term construction finance
  • Flexible, fast capital solutions
  • Alternative Credit Structures
  • Non-Conforming Lending

Purpose-Driven Lending. Built on Relationships.

At MSA Lending, we work with property investors, developers, and business owners to secure strategic finance solutions with care, clarity, and confidence.

Based in Sydney, our advisory-first approach ensures every loan we secure supports broader financial outcomes—not just short-term wins.

We value responsiveness, insight, and results—reflected in our growing portfolio of repeat clients and completed transactions.

$0M+
Total Funded
1-2 Days
Avg Turnaround
0%
Repeat Clients
Sydney waterfront development

A Guided Path to Finance

From consultation to settlement, we manage every step with clarity and precision.

1

Discovery Call

Understand your goals, structure, and timeframe to create a tailored lending strategy.

2

Assessment

Review your borrowing power, structure options, and documentation requirements.

3

Lender Scan

Match you with suitable lenders across our broker panel for optimal terms.

4

Approval & Settlement

End-to-end management of applications, terms, and funding to ensure smooth execution.

5

Post-Settlement Advisory

Ongoing support to refinance, restructure, or grow your portfolio as needed.

Real Results, Real Clients

A snapshot of how MSA Lending helps clients unlock funding at pivotal moments.

"

Matthew secured our $1.2M refinance across 3 properties in under 14 days—saving us over $10K in annual repayments.

Investor
$1.2M refinance in 14 days
"

We were stuck mid-project. MSA sourced $2.6M in short-term funding to keep works progressing.

Developer
$2.6M short-term funding secured
"

Traditional banks didn't understand our structure. MSA did—and got it funded in 10 days.

Business Owner
Complex structure funded in 10 days

Loan Calculator

Calculate estimated repayments for your lending requirements.

Loan Repayment Calculator
Estimated Monthly Repayment
$4,472.26

*Indicative only. Subject to full assessment.

Begin Your Lending Journey

Submit your enquiry and a senior credit adviser will respond within 24 hours.

Your information is handled with strict confidentiality.

A senior adviser will respond within 24 hours during business days.